The Netherlands: pensions architects

The Netherlands has one of the most mature pension industry in the European Union. This leads to an unrivalled knowledge in the areas of pension administration, asset liability management, fiduciary management, asset management, asset pooling and other areas concerning an aging population.

Legislation & Supervision

Businesses and pension funds have to comply with a wide range of statutory requirements and regulatory frameworks. Being compliant not only reduces costs, but also prevents damage to image and reputation. The Dutch pension sector supports organisations around the world in taking on this challenge.

Pension management

Good pension management depends on finding the right balance between competing interests such as attractive pensions, costs, certainty, indexing, risk and manageability. The Dutch pension sector has the knowledge and experience for resolving these issues.

Administration and communications

Offering good pensions requires efficient, error-free administration and good communications, with quality and transparency translating into satisfied participants. The Dutch pension sector has the wide-ranging experience and expertise needed to deal with all these challenges.

Risk management

Appropriate risk management may be more important for a pension fund than focusing on generating returns. That is because what participants need, as far as their retirement income is concerned, is certainty. The Dutch pension sector has a long tradition of being good at managing risks.

Asset management

Good asset management produces attractive pensions at an acceptable cost. The Dutch pension sector has the knowledge and experience needed to assist pension funds with investment techniques such as asset liability management and scenario analyses and fiduciary management.

Pension vehicles

There are various vehicles to choose from when structuring a pension plan, with each vehicle having specific consequences in terms of supervision, costs and economies of scale. Whatever structure is chosen, the Netherlands is an attractive location.